Death Claim settlement in LIC OF INDIA : Death Claim settlement procedure in LIC

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Death Claim settlement in LIC OF INDIA : Death Claim settlement procedure in LIC

Death Claim settlement in Life Insurance is the most important aspect of the life insurance policy. There is always lot of confusion about “How death claims are settled in LIC OF INDIA? “.

There are two types of death claims, early & non early. If the death of insured person takes place within 3 yrs of starting the LIC POLICY, it will be called early death claim otherwise non early death claim and non early death claims are settled within 30 days from the date of receipt of all requirements.

There can be a scope of cheating/ fraud in early death claims so LIC deals strictly with these and there is little extra procedure needed to be follow in early death claim.

The common requirements in both type of death claims ( early or non early) are as follows:

  1. A letter of death intimation containing date, place, No of LIC policy & reason of death from the nominee to the branch manager of the concerned branch.
  2. Claimant’s Proof of relationship with the deceased.
  3. Policy bond or document.
  4. Discharge form or form no 3801 duly executed by the nominee.
  5. Death Certificate.
  6. Claim form No. 3783 A. 
  7. NEFT form ( National Electronic Fund Transfer form) for transferring the claim amount in the account of nominee after settlement of the death claim.

If there is early death claim then besides above mentioned requirements, there are some more requirements, they are as:

  1. If the deceased was an Employee, Employer’s certificate on Form No. 3787( Revised )
  2. Treatment certificate issued by the Hospital/ Attending physician’s certificate on claim from B1 ( Form No. 3816) & B ( Form No. 3784 revised).
  3. Identity/ Burial certificate by a person who attended the funeral, except the relative of the deceased on Claim Form “C”. (Form No. 3785 revised). 

 Note: For Double accident Benefit, further certain procedures are need to be followed.

  1. The claim must be lodged with LIC OF INDIA within 120days from the date of death.
  2. Attested copy of F.I.R., Post Mortem report duly attested by the competent court or civil police is required.
  3. Spot panchnama & eye witness statement.Claim will be admitted after acceptance and verification of the above mentioned documents by LIC & clearance by the concerned SDM.

Important Points:-

In case of policyholder’s unnatural death caused by accident, suicide etc. the LIC may require some additional details besides above mentioned documents depending on the nature of the case.

  • In case the death claim arises within 2 yrs of taking the policy, LIC will admit claims only after the necessary investigation conducted by the LIC Authority. Due to the procedure, the settlement of claim may take little extra time.
  • In the absence of nominations under the policy, the list of all the successors should be submitted on Form no. 3806 and on submission of Declaration Form a claim up to Rs 250000 can be settled without succession certificate.

For any kind of further information, you can write your comments and we shall reply them shortly.

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154 Comments

  • jaya

    December 20, 2014 - 6:10 pm

    my died due to white jaundice.he had a policy on him.if the policy was about of 2 lakh then how much we would get

    • admin

      December 22, 2014 - 7:16 am

      The nominee should get Rs 2 lac plus all bonuses accrued

    • sudeep kumar

      December 5, 2016 - 10:59 pm

      sir my father died of pain i stomach

    • Rajat

      September 9, 2017 - 10:34 pm

      My MOTHER expire …my father was the nominee but he expire 7 years back…now I would like to what are the requirements for death claim settlement…policy is of 150000

    • Arunamary

      May 28, 2018 - 12:18 pm

      My brother was took Lic policy and nominee is dad unfortunately dad is died then his mom can claim the policy???? Kindly give me a reply

    • Hemant Kumar Sharma

      September 18, 2018 - 12:16 pm

      lic policy policy holder death by succide & nominee also death before policy holder,childrens are minor what is the prcedure to claim amount

    • POLAKISURIBABU

      January 31, 2019 - 11:50 am

      sir my name is suribabu lic agent recently me policy holder accidental death I am submit the all claim documents but lic aao ask me driving licence of policy holder, but driving licence is not AVAILABLE WHAT WE DO PLEASE SUGGESTION

    • Harish

      June 26, 2019 - 10:39 pm

      I (nominee) have submitted all death claim related documents to LIC branch office, my other blood relatives raised dispute against me with LIC stating that not to settle this claim, is there any such provision in LIC that any blood relatives can raise dispute against nominee stating not to settle particular death claim will it get admit in court of law.

  • karshan vala

    December 21, 2014 - 11:10 pm

    Sir,how can I know that whether claim amount has been paid or not?

    • admin

      December 22, 2014 - 7:14 am

      Visit any branch and get the status of the policy..it will show whether the claim paid or not

      but the actually the amount creditted in policyholder\’s/nominee\’s account will be told by the home branch only

      • nagu

        December 17, 2016 - 5:52 pm

        Sir group insurance death claim how many days

    • Jani Syda Shaik

      February 27, 2019 - 12:40 pm

      Policy holder daid in hospital at other PLACE.But death certificate obtain from his own village. Death certificate is valid for claim.

    • Om Prakash Pandey

      July 18, 2019 - 10:46 pm

      Sir mere brother in law ke death ke 7 months ho gye par lic Ka paisa abhi tk nhi Mila.

  • Asha Verma

    December 25, 2014 - 7:08 pm

    i had applied for my husband\’s (udaibhan verma)death claim in june\’2014.he died on 4 january 2014..the agents name was bechan gupta,gorakhpur..i haven\’t received the claim yet?what shall i do now?

    • admin

      December 28, 2014 - 7:35 am

      Plz contact the home branch only

  • Sreenu kokkanti

    March 31, 2015 - 1:00 pm

    Hi Team,

    My dad passed away on 13th Aug 2014,and we have processed the claim by August month last week.
    we got verification on 16th January 2015 ,but still now we didnt recieve any claim amount..

    policy no : 654081935

    kindly suggest why such delay for this claim..my father paid the premiums on time upto 9 yrs ,But i think we skipped paying the premium one yr and paid in next yr with intrest.

    Where can we check the status of this claim?when can we expect the claim amount.Please provide the details.

  • HARE RAM JHA

    April 9, 2015 - 2:47 am

    what is the time period(in years or month) for claim after death.

    • srinu

      November 20, 2018 - 7:34 pm

      Dear sir,
      My uncle expired on oct 19 2018,and i had submitted his death certificate and all other documents needed to submit for claim,premium amount yearly 1990/-rupees his paid 15 years,how amount we will get

  • Divya

    April 20, 2015 - 1:35 am

    My husband passed away two weeks ago. I have copies of his insurance premium paid receipt but am not able to trace the policy document. Is there a way to obtain a copy of the policy document or can the claim be submitted without a copy of the policy document?

  • jagannath nanduri

    April 20, 2015 - 3:07 pm

    Sir,
    Upon accidential death of my son (early death claim), LIC promptly settled the death benefit fully . However not settled the accidental benefit due to non-availability of case closure certificate filed by Police (FIR). We have tried for the same and unable to obtain the same as the same will be made available only in the Court, that is what was told us. Pl inform is that certificate mandatory for settlemtn of accidental death claim as every proof was produced. Kindly clarify.

    • Harish

      June 26, 2019 - 10:41 pm

      I (nominee) have submitted all death claim related documents to LIC branch office, my other blood relatives raised dispute against me with LIC stating that not to settle this claim, is there any such provision in LIC that any blood relatives can raise dispute against nominee stating not to settle particular death claim will it get admit in court of law.

  • Soumya

    April 21, 2015 - 10:14 am

    Dear sir,
    My father expired on Jan 30 2015,and before 25 days back i had submitted his death certificate and all other documents needed to submit for claim,how can i know the claim status.

  • Durga

    April 22, 2015 - 12:19 pm

    my husbands death claim applied in Dec\’2014, expired in Aug.14. It was an early claim how much time it will take to get reimbursement

    • Sanjeev

      September 2, 2017 - 6:24 pm

      My FAther death cLaim appli in 21st May 217 It was an ear cLaim how muc tim it will take to get REIMBURSEMENT

  • shiva

    April 27, 2015 - 12:39 pm

    my dad died on 24-04-2015 with peralasis deases. he has policy on him. he completed 14 years he pay yearly 2400 rupees how much we will get how to get money

  • Sri Niren Boro

    April 29, 2015 - 6:01 pm

    Sir,
    My father Late Suren Chandra Boro had two LIC policies in nominee of me as given below
    Polocy No. T&T Installment Amt. Sum assured maturity date opening date Branch
    485682218 – 178/15 Rs 7687.00 2,00,000.00 28.02.2028 28.02.2012 Carrer agent (437), Guwahati
    485719721 – 178/15 Rs. 30348.00 10,00,000.00 28.02.2028 28.02.2012 GBO, Guwahti, III.
    My father was dead on 19.05.2014. Require document in Form No. 3784,3816 and 3787 along with dead certificate have already submitted on 19.07.2014 to the LIC Branch office. But till date necessary action are not done by the office .

  • sachin bapat

    April 30, 2015 - 1:53 pm

    I want to purchse the online LIC policy for rs 2500000.

    In case of death before maturity, what is the process for claiming the same, since it will be online purchased policy?

    Sachin Bapat

  • raghunath

    May 11, 2015 - 11:48 am

    Dear sir,
    can you please reply me where can I download form 3816 and 3784 online?

  • Ganesh kumar

    May 16, 2015 - 1:28 pm

    Sir my dad was died in accident…
    We hav a policy… so for death claim our lic agent asking the driving license… as in process for death claim do we need D.L

  • ajay kumar

    May 19, 2015 - 11:41 am

    Dear Sir ,
    Please advice me how i got LIC Pensioner Group scheme submit my father document . He is no more since before last year(2013)and we did not got any pension . so please give mail id where i submit doc.

    Thanking you
    ajay

    • asraf mallik

      March 9, 2018 - 7:33 pm

      স্যার, আমার স্ত্রী গত 13ই December, 2017 ইলেক্ট্রিক শক পেয়ে মারা গেছে ।আমি 32000 হাজার টাকার জীবন লাভ policy করেছিলাম আমার স্ত্রী এর নামে। এজেন্ট বলেছে যে আমি একটা প্রিমিয়াম জমা দিয়েছি তাই কোনো claim হবে না। policy এর তারিখ 20/9/2017।সার আমি কি ভাবে claim টি পেতে পারি plz বলুন আমার contact number 7908382040

  • Mousumi Das Palit

    May 24, 2015 - 3:04 pm

    My father expired on 27.01.15. I submitt all required document for death claim as a nominee on 23.04.15 through agent. But not received any reply or payment. Please advice me.

  • Raghaw

    May 26, 2015 - 8:50 pm

    I have taken the policy for my mother in 2010, after some month she died, I requested to to the agent for death claim, he said I have claimed but till now I am waiting for the resp once, I don\’t now he has done the claim or not please give me the suggestion, what I have to do.

  • Shravan Kumar

    May 29, 2015 - 11:39 am

    How much time LIC takes in early claims for settlement

  • Sunanda Tripathi

    May 30, 2015 - 2:42 pm

    My brother passed away leaving wife,daughter,and parents. Wat happens to the claim, wil my parents get any amt. Nominee is my sister in law.my parents are senior citizens and are dependent . We are three daugghters.

  • Nikesh nayak

    June 3, 2015 - 12:52 pm

    Sir,
    . if the policy lapse what\’s the procedure for death claim ?

  • amrit

    June 8, 2015 - 12:32 am

    sir/ madam , mera father ke naam pe lic tha ,nominee main meri mother thi.pehle nominee ka death ho gaya uske 6 month baad father ka bhi death ho gaya ,main unka son hu ,is situation me lic ko kaise claimed karunga plz help,

  • Amarnath Vishwakarma

    June 8, 2015 - 5:47 am

    My father had a varistha pension policy (T No 161) with my mother as nominee. He died of illness 2 weeks ago. When I visited the branch for claim processing, the lic claims officer gave some forms and asked the forms to be witness signed by anyone of a given list of people. One of them could be an lic agent. I don\’t understand why I need a third person of special status to sign as witness on my claim forms. This is burdensome in most parts of the country riddled with so much corruption. Nobody is willing to sign this form without expecting some monetary benefit.
    Please advise how to overcome this problem of witness signature.
    Btw the claims officer also wanted a Identity/ Burial certificate even when my father\’s death falls in non-early category as per your definition.
    Am I being misled by the lic claims officer?

  • Saranjit Singh

    June 11, 2015 - 9:23 pm

    We have Profit plus and Market plus policies issued by Jagatpuri branch Delhi. I live in Vasant Kunj New Delhi-110070.
    I am 76 years old and find it very difficult to go to Jagatpuri branch for submission of maturity claims.
    Pl intimate can I take maturity claims from some nearby branch.

  • Ravikiran

    June 15, 2015 - 6:38 pm

    Hi, My Uncle took 2 LIC policies in mid of 2012, he got cancer in 28th March 2013 and finally he died on 8th March 2015 due to the cancer desease. One point is one policy is in-force, another one was lapsed before his death. So, Now can we get claim for the in-force policy. We have all fair proofs that he died with Cancer at it is diagnosis in March 2013. Please i am requesting you, let me know on this, as my Aunty is Nominee and with no income source and no sons, only one daughter.

  • Meena Sharma

    June 15, 2015 - 9:18 pm

    My Husband died on 29-05-2015 at ILBS Hospital, D-1, Vasant Kunj, New Delhi. He had three different policy in three different branch. How can i claim all three policies. Should i claim in different branch or i can claim in single branch or head office as there is a requirement of certificate of medical attendant\’s certificate and Certificate of Hospital. Should i get certificate from Hospital in three different certificate or only one certificate can solve the purpose. Plz reply.

  • Suraj

    June 16, 2015 - 3:15 pm

    My Father had pension plan with lic Dhanbad Jharkhand. I leave in Chennai and my father died in Chennai, so can I send information and death certificate to the dhanbad branch by post or what is the procedure

  • Raj kumar

    June 26, 2015 - 12:08 pm

    sir, my father was died on 17-6-2014 due to liver damage. he had a policy on him.we submit our paper on 20-8-2015 but i have not recieved the claim money
    what shall i do…

  • sunil kumar

    June 27, 2015 - 5:36 am

    dear
    for death claim
    death certificate and postmortem certificate required in original or xerox copy only.

  • ssraju

    July 7, 2015 - 3:21 am

    Dear sir,

    we are taking policy on 2011 and paid only one year premium after that we would not pay any premium. Recently my cousin got expired on road accident. if there any possibility is there for claim.

  • M Arun Kumar

    July 9, 2015 - 3:10 pm

    My friend Mr. Ramesh Putta had expired on 26th march 2015 and his policy bonds were submitted with all documents required in their respective lic offices. how can i know the exact status of the policies and how much time it may take for settlement. policies are 386338588, 696679194, and 694297165.
    pls help me how to know the status.

  • Bhuvnesh Bajre

    July 11, 2015 - 7:03 pm

    Greetings sir,
    Sir my grand father died on 1st may 2015 ..hereafter I applied for death settlement on 20th may .. this was putten into early death claim by the lic officials .. After 40 days they asked for for bht which I provided them … they talk very rudely on asking how much time is required further more … what should and generally what is the min time required for settlement process..

  • Bhagwat R Nimbalkar

    July 14, 2015 - 4:00 pm

    Dear Team,
    MY Brother, Late Mr. Ankush died due to cancer, he had jewan saral policy cover, we submitted all requiered doccuments and reports, also solved query raised by your officials, but still we not received settlement to nominee (my Mother)
    As the LIC have maximum claim setllement history so requesting to prove this again in our case.
    Thanking You.
    Bhawgat Nimbalkar, Pune (Mob 9545399399)

  • rihit

    July 18, 2015 - 8:53 am

    sir,
    After 2 month of marriage my wife committed suicide at their own parents home ,
    we file FIR against them but we do not know her policy no. and they are file claim for it. because we didn\’t change nominee too due to short time of marriage now how can we stop them to not claim it .to whom we inform for this.
    we have only her name her address.
    please tell me how can we stop them .

  • KAPIL

    August 12, 2015 - 11:02 pm

    My father died in a road accident with a bus. the bus driver was caught but my father declined to press charges against him as he pleaded that he was a poor man and it was a mistake. my father passed away after two days. since he did not wanted to press charges against the driver so we did not file a FIR. However, the details of his accident and his last rites were published by two newspaper as around 400- 500 people had come for last rites.i want to know that whether hospital reports, hospital death certificate, Nagar nigam death certificate, newspaper articles stating the accident, treatment and final rites would be sufficient for accidental claim.

  • JLNMURTHY

    August 14, 2015 - 9:27 am

    my father is having 3 policies one is jeevan suraksha that is pension scheme policy
    other two are normal policies please tell full &sufficient details about this to my mail no.800187504,690734025,800159299 please tell me how much amount it will come

  • GVN MURALIKRISHNA

    August 19, 2015 - 5:50 am

    My brother in law expired on 30.4.2015 in a road accident. His policy no. is 675981343. Claim form was given in the Jaggaiahpet, Lic Office, Krishna district, Andhra Pradesh, India. Please indicate the status of the claim and when can we expect the claim settlement.

  • GVN MURALIKRISHNA

    August 19, 2015 - 5:53 am

    My brother in law expired on 30.4.2015 in a road accident. His policy no.675981343. Pl. indicate the probable date for settlement of the claim.

  • srinivas

    August 21, 2015 - 11:23 am

    hai sir my father was expired on 22.02.2015 i was applied death claim (early claim) in the month of may 2015 polacy number was 806500337 jeevan anand holder name namani srimannarayana
    so far i didn\’t get any details when i ask in branch (bhimavaram) they are not give proper response
    please give the details for the above

  • GSR

    September 3, 2015 - 6:09 pm

    My Brother in law was expired on 30-5-2015.
    His policy no is 601923644. Please indicate the status of the claim and when can we expect the claim settlement.

  • parminder kaur

    November 1, 2015 - 10:48 am

    on 3806 form who is declarant lic agent or legal haire

  • sankarapandy

    November 12, 2015 - 5:07 pm

    my father expired 20 days before i already submitted death claim,my question is it is there any option to check the claim status in online if possible please let me know the procedure

  • arun Kumar tiwari

    November 17, 2015 - 11:00 pm

    Sir my brother has been dead on july17 in 2015 and he taken one lic policy in 2014 in July Month . He had paid only one premium. It is unnatural death accidental death. I have claim So I want to know that how much time takes place for resettalment of claim .
    Kindly advice.

  • chandmohan pathak

    November 20, 2015 - 8:33 pm

    Dear sir my brother death policy clam states policy no-253736945 my mail id per baj dyna.

  • sachin bhatnagar

    December 1, 2015 - 1:36 pm

    sir,
    hmne apne papa ki policy 22-04-2014 me krai thi or papa ki death 02-11-2014 ko achanak bimari ke karan ho gai,hmne apne sare docoments jan-2015 ko kra diye the.lekin abhi tak koi response nhi diya gya hai.krpiya btaye kya karan hai jo abi tak iska bhugtan nhi hua ham bahut paresan ho chuke hai hai.hmra agent is kam ko krane ke liye 10,000rs mang rha hai,krpiya ap koi smadhan kijiye.apki bahut krpa hogi.
    policy no.-257499770
    sachin bhatnagar
    con-9058202756

  • Raheela Begum

    December 16, 2015 - 3:26 pm

    Hi My father is expired before 11 months he had his LIC. He kept my mother as nominee. we have submitted all the documents which is needed for claiming the policy but there is no response from LIC department i don\’t know whether the department is interested to give our claim amount or not we have fed up from the service which is given by LIC. We never suggest any one to purchase LIC .Please solve our problem …….. Policy number is 364672579 please call me on this number 9738438681,8892757105

  • Kalyan

    December 24, 2015 - 3:06 pm

    One of my close relative has died recently and he holds a LIC policy, when nominee has walked in to the branch to intimate about death of the policy holder with all required documents – Branch officers have asked us to get some documents signed by the agent who issued the Policy.

    I really don\’t understand this clause – why should we chase the agent to have our policy holder\’s death claim settled? Its not we who approached the agent for issue of policy, it is the agent who approached us for issuing the policy.

    Is it mandatory to have an agent to have the death claim settled? If not, is there a way i can escalate on this matter without actually affecting our claim process?

  • shanti davi

    January 16, 2016 - 1:42 pm

    My son in expired on 13.12.2014 in a road accident. His policy no. is 476015321 . Claim form was given in the claim settlement.

    • SOUMYADIPTA GHOSH

      December 21, 2016 - 8:44 am

      My father was expired 30th May of 2011 of cardiac failure . He had Two LICI policy both are early policy I have submitted all papers
      But divisional clame manager send me one letter and told that previous treatment papers \”cabg\” summit. But I have no any previous treatment papers and my father was not went to any treatment last 3 years. How can I Seattle the clame
      Please help me sir as soon as possible

  • PRASHANT

    April 25, 2016 - 12:59 pm

    Dear Sir,
    Insurer has expired in the month of may & I have filed the claim in the m/o Feb till date still under process what can I do for the same.

  • Parth Desai

    April 26, 2016 - 7:32 pm

    Hi my father had 1 Jeevan Akshay and 1 New Jeevan Nidhi policy. Jeevan Akshay taken in September 2013 and New Jeevan Nidhi regular pay of 7 years in June 2014. He died on 22nd April 2016. What is the claim process

  • PRAVAL PRATAP SINGH

    August 10, 2016 - 6:22 pm

    sir, my father submit only one primium of lic after that he was not submit any primium while he was alive. but now he passed away in 2010 .can we get some profit or not.if yes then what is the process

  • PRAVAL PRATAP SINGH

    August 10, 2016 - 6:23 pm

    sir, my father submit only one primium of lic after that he was not submit any primium while he was alive. but now he passed away in 2010 .can we get some profit or not.if yes then what is the process

  • Arun kumar

    September 26, 2016 - 8:43 am

    My father died because of unhealthyness ,he has a salary based scheme bhima kiran policy and that last payment was on 2018 .please guide me how to claim with details.

  • santhosh

    November 23, 2016 - 12:34 pm

    Hi,
    My father has died due to Jaundice. He did Policies under Nominee as his brother and niece. What is the process do i follow to claim amount by me as i\’m the legal heir?

    • santhosh

      November 23, 2016 - 12:35 pm

      Hi,
      My father has died due to Jaundice. He did Policies under Nominee as his brother and niece. What is the process do i follow to claim amount by me as i’m the legal heir?

  • santhosh

    November 23, 2016 - 12:37 pm

    My Father died due to Jaundice. He did Policies under Nominee as his brother and Niece.What is the procedure do i follow to claim the amount, as i\’m the legal heir.

    • santhosh

      November 24, 2016 - 4:57 pm

      Hi , Please give reply

  • NIRMALA

    November 29, 2016 - 7:17 pm

    Hello, my bil passed away in road accident. He has given his mother name as nominee. He married a year back , but didn\’t change the nominee name. So now can she hold back this amount from lic or my mil is is the owner of this amount. Can she legally go ahead to get this amount

  • Venkatesh

    December 4, 2016 - 8:56 pm

    In non erly death claim,we apply for death claim by my agent,
    Its take 3 months,but there is no response from my agent& LIC
    He told that his officer is on leave
    How can I do,plzzzz reply

  • sanjay kumar singh

    December 15, 2016 - 2:26 pm

    my wife is expired on 6th april 2015. under cancer tritment. his policy no is 298090602. claim form was submitted throw lic agent in Gorakhpur branch. pls indicate the status of the claim and when can we expect the claim settlement.
    I want to know another 2 policy detals . policy on . [a] 604305719. [b] 604305720.

  • Sujatha

    January 17, 2017 - 7:02 pm

    Dear sir My name is Sujatha. My husband took a Lic policy 2007 new bima gold. Last e he died with sudden heart attack nominee is husband elder brother. Nominee working in foreign country.how I can apply the death claim. Please help me.

  • edwin dalbir

    January 29, 2017 - 1:56 pm

    My brother last month.je was factory employee.hise wife left him before he became parmanent worker with her daughter.she remarriage again with other person without taking divorce with my brother .he has three lic policy the nominee is her wife and daughter who has left him 10 years passed away she has not returned back .I am his younger brother can I claim his lic policy

  • SANJIB THAKUR

    February 11, 2017 - 1:10 pm

    my sister died from burn injury and had a pmjjy policy so can i get the death claim

  • Haritha

    March 9, 2017 - 1:52 pm

    My mother expired a year ago without informing her savings or made a will. I lost my dad also 10 years back. My mom has a lic policy wherein am there nominee. My mom\’said elder system is taking care of me. Can I get the money remitted to my account ? What are the docs need to be submitted? The lic agent concerned is not taking much interest and then lic office still asking few docs site last one year. I live in kerala and am studying in 10th. If you help me, then this money can be utilised for my higher studies.

  • Hemanth nayak

    April 16, 2017 - 12:39 pm

    Sir my grand fa have a policy on her name.he paid 3 year regular . Give gap 3 year and pay total 3 year amount again..After 20 days of that pay he died with tb how to clime police

  • PRAVEEN KUMAR

    April 17, 2017 - 3:39 pm

    My dady in LIC agent worked in 22 years.and last two years not current agent.but my dady death from road accident.how to fund ,agent exprience your LIC transfer ? No agent death claim not settleted from life insurrance of corpration.

  • Arup Halder

    April 20, 2017 - 4:06 pm

    Do we need to submit original or photocopy of the Death Certificate?. As for case of natural death.

  • shahida bagwan

    April 22, 2017 - 10:50 am

    My husband has taken lic\’s jeevanlakshya policy on 15/11/2016. He died on 12/03/2017 by accident can you please tell me is it possible to claim for that policy.

  • chandrashekhar Digari

    April 24, 2017 - 10:57 am

    helo sir my father died in saudi arabia during working in industry. so we did not postmortem his body . so now for accidental benefit we can get without posterm report , other document we have medical report , death notifacation. so this are enough to get double accident benefit

  • Harsh Sharma

    May 4, 2017 - 1:38 am

    Dear Team,
    My mother was expired on 14th August 2015 and she had a policy ( Policy No. 127000270, Proposal Date : 29/09/2013)
    & My father name as a nominee in the policy… Our claim under the early death claim. We submitted all the legal papers which they are demanded by us. Our agent and me regular touch with the lic officer bt till now we didn\’t know how much more time taken by the lic to give our claim. More over last time I asked about from the officer how much more time u take for the claim they said don\’t asked me that much more question bcs it\’s show u negative and for this u also take danger to yours claim they can closed ur claim and u can\’t take ur claim…
    Pls guided me with right advice what can we do or do nothing just watching what the branch do…

  • Prabhat Vashist

    May 9, 2017 - 12:05 pm

    Hello Sir,

    My brother died in November 2015 in road accident in Pune, Still we are not able to claim the policy due to unavailability of some documents and location because policy is issued from delhi. So is it possible that we can claim this from any other location or i need to go to there(branch) with my mother who is nominee in this policy. Initially i was informed about death to branch via mail. Please guide me how can i proceed it will really help to us.

    Thanks in advance.

  • S K Jain

    May 11, 2017 - 12:04 pm

    Sir, My wife died last october and she had a policy of 50000. The claim amount is 72000 but the policy doc is not having any nominee mentioned. The officer is asking for succession certificate which is taking time and lot of money. I am senior citizen. As per you article no succession certificate is required if claim is less than 2.5lakhs. could you please share the rule source or evidence that I can show to the manager for his reference. He is asking for it.
    Regards
    S.K.Jain

  • kumar rahul

    May 29, 2017 - 2:18 pm

    my dad dies in 2014 till the time policy was run for 5 years and policy lapsed and my dad died and my agent revived the policy on the same day dad expired in hospital .i submitted all the document for the claim .Now the lic claim manager is saying its fruad .and they will cnacel the claim so can u please tell me how to apply for reduced paid .and how much i will get . yearly installment was 8749 paid for 7 years .and how to know whether its is in reduced paid or not .

  • Syed

    June 3, 2017 - 7:58 pm

    Hi sir, my mother passed away 40 days back till now i didn\’t get the Claim money, can you Please let me know is there any way to track the status of the Claim in online

  • Aonkan Ghosh

    June 17, 2017 - 10:35 pm

    My mother passed away in October last year, due to an oversight of an LIC Agent the application has not yet been submitted. Can we still file a claim. Is there a time-limit for filing claims

  • Vivek Kshatriya

    June 21, 2017 - 2:02 pm

    I claimed the policy against my father accident But didn\’t received the double accidental benefit as my fathers death was due to accident in which he fallen down from 3rd floor office building, I have submitted the FIR, postmortem report as well as the panchnama and other documents which I got from police department but LIC official is demanding for \”FINAL CLOSING REPORT\” from police office and police officer is saying that they don\’t have any closing report as death was due to an accident and death has been recorded in police records they called them \”merg intimation\” and I Have submitted the copy too in LIC so what should I do to get the Accidental benefit as LIC officer wants Final closing report and police officer don\’t have such kind of report

  • Amita

    July 6, 2017 - 6:24 pm

    My father expired last year, he had varishtha pension bima yojana. He had nominated my mother who has also passed away, even before my father. The scheme value is 2.65 lakhs. Please suggest what can be done here?

  • Shiv Narayan Sharma

    July 15, 2017 - 12:46 pm

    if policy holder has been murdered then claim will be provided by the company or not

  • Sharat Prakash

    July 17, 2017 - 9:12 pm

    What will be the receivable if a person takes a policy of 6 lakhs and commits suicide in the next 2 years.?

  • Rajender

    July 23, 2017 - 1:31 am

    Hi sir, my father was expired on 13.01.2016 and he had 4 policies with LIC but we don\’t know about that because he keep all related document in the office locker, he was govt. employed, now i found all document, please tell me can i apply the claim.

  • Sri hari

    July 23, 2017 - 9:44 pm

    I had a doubt that my brother did policy in account of my father. How to know the status of lic policy

  • Dillip biswal

    August 1, 2017 - 2:38 pm

    I have lost my bond paper but have soft copy available in the LIC portal. Do I still need to obtain the bond paper. Please let me know

  • Sudarshan

    August 8, 2017 - 11:06 pm

    Hi Sir,

    My father was working in tug and met with a accident and his body went missing in sea on February 2008. We filed a police complaint and they informed that the death certificate will be issued only after 7 years. We informed the same in the LIC office.
    Now we received the letter from police stating that we can claim for death certificate in court. So we have filed the same.

    But we are receiving the letters from LIC to pay the due amount, we have already informed regarding the situation, and also provided all documents. Why should we pay the due, please inform.

    Regards,
    Sudarshan

  • Jakkula Neelam Reddy

    August 30, 2017 - 12:38 pm

    My dad death claim apply the 22.8.17 how much days amount receuved

  • Prashant

    October 6, 2017 - 7:52 pm

    Sir I am a lic agent I have given a plan of 200000 to my neighbour person .actually he has a mild paralysis polio . At the time of policy taking he urged me to give him policy for just tax saving . But as. A neighbour he convinced me to hide the fact of his paralysis . Just for sake he is my neighbour I have done it . Now suddenly after 1 year he died off cardiac failure .His wife is greedy woman made a claim at lic …Now I have got a letter from lic to give the reasons Sir please help me in this matter

  • md ali

    November 1, 2017 - 2:21 pm

    which death certificate require in lic.like block or hospital

  • Lakshya

    November 8, 2017 - 5:41 pm

    Hi Sir,

    My father died on 29th Feb 2000 and LIC has paid all the claims to the nominee who was my mother, now I just wanted to confirm what claim amount LIC had paid to my mother for all of my fathers LIC policy, its a accidental death and I have no records for his policies can I inquire about this claim amount from LIC, please tell me the procedure as I have filed a legal case of fraud against my mother and elder brother. Please help in this case.

  • Shilpa

    November 16, 2017 - 7:37 pm

    Hello sir, my husband deceased this year how can I claim for his policy ? Is it applicable for suicide and the nominee is my mother in law as the policy was done prior my marriage. Please help.

  • Srinivas Peruka

    November 29, 2017 - 10:28 pm

    Sir,
    My brother met in Accident he had one loc policy but the bond is Missing so how to claim policy sir pls give reply …..

  • Srinivas Peruka

    November 29, 2017 - 10:30 pm

    Sir,
    My brother met in Accident he had one loc policy but the bond is Missing so how to claim policy sir pls give reply ….. Sir Agent is Not Respond Properly so what I do Sir

  • Ghouse khan

    November 30, 2017 - 3:43 pm

    Hi my father had taken loan on lic bond he unable to pay and he was died when i visited to branch they told policy had been force close and surrendered can we able to claim policy i have death certificate plz tell my cell no 7702887769

  • Himanshu vaish

    December 13, 2017 - 7:22 pm

    My Father Died 7 years ago. I got to know he had some LIC policy. How can i know details about them?

  • Mohd Akeel

    December 28, 2017 - 8:04 pm

    My father was policy holder in LIC for sum of 50,000.He died in 2006 and policy got matured in 2010.The vested bonus is Rs.16,750 and surrender value is Rs 12000.But Nomination is not registered.Who will get claim money?If My mother will get claim money then what is the procedure to claim money if nomination is unregistered?

  • Areeb

    January 22, 2018 - 11:54 am

    Sir. .. My mother has been passed away on 17 October 2017 . After two months of death I have applied for claim but the major problem is that lic agent told me to deposit the sum of 50,000 Rs. Cash as a security fund to him which is necessary to get claim of Rs.2,00,000…Is there any such requirements of depositing the security fund..? Please help me…!!!

  • Banu

    January 22, 2018 - 3:25 pm

    sir,
    my husband died on 12.7.2017 heart attack. I have submit all the required documents but till now the amount was not settled to me what can i do now?

  • Banu

    January 22, 2018 - 3:26 pm

    sir,
    my husband died on 12.7.2017 heart attack. I have submit all the required documents but till now the amount was not settled to me what can i do now?

    • Banu

      January 22, 2018 - 3:27 pm

      sir,
      my husband died on 12.7.2017 heart attack. I have submit all the required documents but till now the amount was not settled to me what can i do now?

  • Kamal jeet sharma

    January 27, 2018 - 2:21 am

    Sir c.g. me lic agent hu newly join kiya hu kya main apni bhanji ka lic kar sakta hu.jo ki delhi me rehti hain. Sir lic karne k baad claim settlment ya maturity k time me koi problem to nahi aayegi na.

  • Sanjib choudhury

    February 1, 2018 - 11:28 pm

    Sir
    My elder brother death 15/04/2017
    Policy opening he 21/11/2014
    Fup tha February 2017 nhi be saka hum documents submit Kya division me abhi Tak reply nhi sir please help kijie …..
    Please reply

  • Ravikumar

    February 12, 2018 - 12:42 pm

    I am submitted all documents likes postmatrm report ,addhar card, pan Card, and fir death certificate but my claim not clear. I am submitted 9 January 2018 and today 12 febury 2018 but not clear my policy

  • Ravi narula

    February 16, 2018 - 10:32 pm

    My wife expired in no 2017 in road accident after In coma for 14 months I lodged claim in December and got single amount of Claim with no benefit of accident how can i get that

  • Manoj

    February 18, 2018 - 10:43 am

    Hi
    My brother accidently death last month. And nominee also death in same incident. Which documents required for LIC jeevan Saral LIC policy. Please help.

  • Rinku kediya

    February 18, 2018 - 4:37 pm

    My father expired and my brother was the nominee ,but my brother expired before him and the nominee was not changed.now all successors be given notary stamps of no claim and requested to LIC to give claim to my mother.but LIC is not proceeding.why??

    • Rinku kediya

      February 18, 2018 - 4:38 pm

      My father expired and my brother was the nominee ,but my brother expired before him and the nominee was not changed.now all successors be given notary stamps of no claim and requested to LIC to give claim to my mother.but LIC is not proceeding.why??

  • priyanka shamurailatpam

    March 1, 2018 - 6:15 pm

    my father is dead due to heart attack. but my mother does not claim the policy ..it always pass one year what can we do ..please reply if there is possibility ..we are facing financial problem because of fathers dead.

  • Nayagam

    March 1, 2018 - 8:32 pm

    If a person, Policy taken 28th April 2014, new Jeevan Anand, half yearly mode , S.A.5 Lakh, that person not paid last Premium I.e. 28th October, 2017, he committed suicide on 27th Feb, 2018..he declared on same day.what his / her nominee will get ???

  • sanchita ray

    March 17, 2018 - 12:33 pm

    details of surity form on death claim in lic

  • sanchita ray

    March 17, 2018 - 12:34 pm

    form of surity is not mentioned in death claim of lic

  • sanchita ray

    March 17, 2018 - 12:38 pm

    is surity form necessary on death claim in lic

  • Ramesh S

    March 17, 2018 - 3:30 pm

    Sir
    My father has passed away – natural death last year in December 2017. He has an LIC Pension policy taken in Trivandrum branch but he was staying with the sister in Mumbai during his death. My brother name is mentioned as Nominee in the LIC document. My mother had passed away in 1995. But unfortunately my father had not kept the policy original document or misplaced it. How do we claim the amount now? Since my brother is mentioned as Nominee does he get all the rights to claim the money on my father policy? Please advice

  • gururaj

    March 30, 2018 - 1:04 pm

    Comment sir some one say accidental death assure compulsory required driving licence. Is it true?

  • Rakesh Mal

    April 4, 2018 - 2:28 pm

    Sir how much time take Lic for early death claim?

  • Shubhadeep Banerjee

    June 13, 2018 - 7:13 am

    My brother-in-law is missing from the river shilabati in Garbeta, West Bengal due to the immersion rituals of lord Vishwakarma. Public and police authority conducted search but unable to detect the body. Now my brother-in-law had an Lic policy. We do not have any death certificate, because till now body is untraceable. Whether the policy can be settle as an Death Claim. If yes then what documents required??

  • Abhi

    June 13, 2018 - 4:00 pm

    Hi,

    My dad expired in 2016 Sept, he used to pay premium on policy – PMJJBY,
    we were not aware of this, We came to know about this recently. can we claim it now? is there any way to claim after one and half year of his death?

  • Yogeesha

    July 9, 2018 - 9:33 pm

    What is the procedure for after death

  • Varun

    July 28, 2018 - 9:24 am

    My father and mother both died in bus accident ( khhai me bus gir gyi) at gangotri dhaam yatra. I have 2crore term plan total 1 crore each. What I do now to claim.
    I had take policy just 6 moth before

  • Kumar roy

    August 2, 2018 - 11:59 pm

    Sir pls check my policy no is514096955 if any amount is pending pls let us know.

  • Rohit

    August 4, 2018 - 10:04 pm

    Sir last week my father death by accident. My father seting on table and one high-speed car come and accident with my father and my father death on the spot. My father take ILC policy 10 years ago Rs. 8 lack so pleas suggest me how many amount can I get?

  • Anil Kumar Sharma

    September 2, 2018 - 11:35 am

    Policy No. 190153801 D.O.C. 28/03/1988 Plan 14 Term 20 Years Prem. not paid since 03/1991 maturity year 2008. and IInd policy no. 190155539 D.O.C 17/07/1988 plan 14 Terms also 20 years pre. not paid since 07/1991 maturity year 2008 can I get the deposited amount and how please tell me .

  • seema

    September 23, 2018 - 12:33 pm

    my mother in law got death before one year from cancer, but syndicate Bank not giving the LIC amount, what we should do for that sir??

  • Gopika R

    September 27, 2018 - 6:24 am

    Sir,
    My father passed away on June 7th 2018. Nominee is my brother. His name given in the bond is Gopal. But full name is Gopalkrishna. When I went to the branch, they said a letter of the agent will be fine, saying , Gopal and Gopalkrishna is one and the same person. But unfortunately the agent\’s code is expired. Now what am I supposed to do?
    Please help me with a right solution.

  • Maria

    October 25, 2018 - 5:32 pm

    I have purchased LIC Jeevan Saral Policy for sum assured of Rs.5,00,000/- i am a regular payer. Supposing now i am sick and pass away within 2 months or so, What will be the amount payable to my nominee.

  • P.Venkata Ramana

    November 20, 2018 - 2:23 pm

    Sir.my brother have lic policy from 4 premiums completed.each premium one year.now 3 years completed.suddenly heart attack with my brother was died.policy was non early death claim.my brother nominee mention to me .small brother.my name is Venkata Ramana. for policy claim for money .iam eligible or non eligible.please tell me.Thank you sir.

  • koppula srinu

    November 20, 2018 - 7:37 pm

    Dear sir,
    My father expired on 19 oct 2018,and i had submitted his death certificate and all other documents needed to submit for claim,premium amount 1990/-yearly paid.totally he paid 15 years.how much amount we will get

  • Ashok Kumar Nath

    November 26, 2018 - 6:50 am

    My mother death on 7 January 2017 I already submitted all documents but still not response

  • Paresh Chandra Dutta

    November 26, 2018 - 1:27 pm

    Dear Sir,
    My brother-in-law died on 03.03.2017 due to severe disease of Leptospirosis in Kolkata. His LIC Policy Nos. 418595582 dated 28.05.2004 & 415224342 dated 28.06.2001 for sum assured Rs.30,000/- & Rs.25,000/- respectively. Please inform me the death claim amount and on what basis it has to be calculated. Please mail me on my e-mail id pcdutta2004@gamil.com and my Mob No. is 09860459866.
    Regards,
    P. C. Dutta

  • Bikram Roy

    December 13, 2018 - 9:59 pm

    Nominee age proof is required for claim?

  • Bashishth kushwaha

    January 4, 2019 - 8:18 pm

    Sir time limit kya hota h claim k liye?
    Kya death k 6-7 month bad claim kar skte h?.

  • Lokesh

    January 20, 2019 - 3:42 pm

    Sir I have a dout my cousin pay jeevan labh 25/16 one term only paid he died due to heart attack on bond 200000 is there so you can claim the policy are not

  • K.MOHAN KUMAR

    February 4, 2019 - 2:54 pm

    My friend has insured with LIC and his policy no is 719639606 New Bhima Gold. he met with an accident in industry and expired some 3 months back. when her wife approached for claims , she was told to get the copy of the FIR , PMR and PIR attested by the SI of the police station. Is it necessary to attest the copy of the FIR and PMR by the SI of police, since it is issued by the concerned official only. This can be verified by the LIC official with the originals and can be certified is it ? Also, when enquired with the concerned police station the PIR is not required and not issued to any one since it is their internal document. Also, in your website it is not mentioned about PIR. Please clarify the above points. it is very sad to know that deceased wife is made to run here and their. He also had a PLI policy and his claims were done without the above certification. please clarify and do the needful

  • Harish

    June 26, 2019 - 10:27 pm

    I (nominee) have submitted all death claim related documents to LIC branch office, my other blood relatives raised dispute against me with LIC stating that not to settle this claim, is there any such provision in LIC that any blood relatives can raise dispute against nominee stating not to settle particular death claim will it get admit in court of law.

  • Biplab Dhara

    July 27, 2019 - 3:33 am

    My mother died on june 2019.A policy was taken by her on may 2017. But premium was due since February 2019. What will be the death claim

  • Anil Khamhari

    August 13, 2019 - 5:34 pm

    Mere Bhai ki death 16-09-2018ko ho gyi h.claim mene August 2019 ko Kiya h policy ka money mil gya h pr claim ka kb tk aata h.kripya btaye ya any sujhav de mahoday

  • Sally Vaiphei

    September 28, 2019 - 1:40 pm

    My deceased mother policy its been 1yrs but till now i dont get the payment
    I had given all the required document.
    But still no sound of policy clearance
    What is the problem i didnt know
    But we are very in need of money
    Please i kindly request you to clear my doubt

  • Praveen kumar t m

    June 26, 2021 - 5:46 pm

    After meturity for total 2 lacks lic policy how much i will get?

  • Vivek Jaiswal

    February 10, 2024 - 11:14 am

    Parents died in 2006 and I want to claim for death settlement in 2024 so how can I get that death claim amount, and how can I know about what amount I have to claim ? And what is the procedure of that ?

    • Vinay

      February 21, 2024 - 2:06 am

      Claim can be settled easily if you have all the details. Policy documents, Death certificate etc. as mentioned above. Visit your home branch and do the query for the same.

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