Can a handicapped person take policy from LIC OF INDIA?

There are various conditions in which LIC POLICY can be bought for handicapped person. LIC OF INDIA offers variety of LIFE INSURANCE PLANS for physically or mentally handicapped people.

If the person being insured is partially handicapped and employed or self employed then he, himself can buy LIC POLICY on his name and any normal LIC POLICY will work for him . like LIC ENDOWMENT PLAN, LIC MONEY BACK PLAN etc. (Note: It should not be a high risk plan like LIC JEEVAN ANAND or LIC JEEVAN MITRA TRIPLE COVER). For taking LIC POLICY on his name he has to undergo for medical test through TPA and LIC OF INDIA will pay for this test. These tests are basically questionnaires and are known as CNS Questionnaire and Deformity Questionnaire.

or

If he is fully physically or mentally handicapped and dependent on someone even then LIC OF INDIA offers two LIC PLANS for fully handicapped people namely JEEVAN AADHAR and JEEVAN VISHWAS which can be bought for handicapped people.

For more details visit LIC HELP LINE for locating an LIC HELPLINE authorized advisor near you or call at the number mentioned on LIC HELPLINE for buying LIC POLICY.

3 Comments

  • rajesh.vuppu

    April 15, 2015 - 4:05 pm

    Can you please update me with two LIC PLANS for fully handicapped people namely JEEVAN AADHAR and JEEVAN VISHWAS which can be bought for handicapped people.

  • Dhiranand Mishra

    July 1, 2015 - 3:50 pm

    My son Manik Mishra age 24+ years have completed his B.A. Hons (mass media in hindi journalism) in year2014 and PG Diploma in Hindi journalism from IIMC Delhi in year2015. I want to take life insurance policy of LIC India.
    May I take any life insurance policy in his name?

  • Neeraj Kumar

    January 13, 2019 - 6:20 pm

    I am a disabled person with working what I got LIC policy. Pls suggestion me

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