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Buy LIC Jeevan Akshay VI in Delhi
When it comes to investment in fixed deposit, Jeevan Akshay 6 of LIC is very popular these days because there is lot of uncertainty in banking rate of interest. People prefer to buy LIC Jeevan Akshay vi in Delhi rather than approaching bank for fixed deposit.
2 years back the rate of interest in banks were around 8.5%, today the rate of interest for fixed deposit in banks is around 7%. There is no guarantee what will be rate of interest in bank after two years. It can be 6% or 5% or 4%.In such situations when the rate of interest in banks are uncertain and if someone is approaching the bank regarding a long term FD then even the banks are thinking twice 2 offer such a long fixed deposit schemes. Becuase banks don’t want to create a liability for them.
Why People prefer to buy LIC Jeevan Akshay VI in Delhi?
Jeevan Akshay VI of LIC is the only option available whether it is bank or insurance company or any financial institution which provides a fixed and guaranteed rate of interest throughout the life of the policyholder. This feature of LIC’s Jeevan Akshay VI makes it favourite financial instrument for people buy LIC Jeevan Akshay VI in Delhi.
Under LIC’s Jeevan Akshay VI, the policyholder can choose the mode of pension or the interest to be credited in his bank account via NEFT. He can choose any mode monthly basis, on quarterly basis, on half-yearly basis or annual basis. As the mode choosen by the policyholder the interest or pension will be given to him accordingly. LIC of India has made best system where the money credits into the policyholders bank account exactly on the 1st of every month as the mode of payment (Monthly, Quarterly, Half Yearly Or Yearly).
In LIC’s Jeevan Akshay VI, there is no worries to renew it every year or after every fixed interval as is required in case of FDs in Banks. Its totally peace of Mind. Simply buy it and the pension or the rate of interest will remain fixed throughout life, no need to worry about renewing it. The pension rate or rate of interest will remain fixed through out life.
Options under which LIC’s Jeevan Akshay VI can be purchased.
There are various options available in LIC’s Jeevan Akshay VI depends on one’s need one can choose under which mode one want to buy LIC Jeevan Akshay VI in Delhi.
Some Important terms required to note before understanding the options in LIC’s Jeevan Akshay VI.
In LIC’s Jeevan Akshay VI, the single premium( the lump sum amount investment) which is to be invested without taxes(CGST or SGST) is called Purchase Price.
There are 10 options available from which the policyholder can choose to buy LIC Jeevan Akshay VI in Delhi.
Option A: The rate of interest or the rate of pension is maximum because the pension is guaranteed throughout life but after the death of the policyholder the purchase price will not be returned to the nominee of the policyholder or one can say that the purchase price is forfeited by the LIC.
Option B, C, D & E: In these options the pension is guaranteed for 5 years, 10 years, 15 years or 20 years correspondingly and for lifetime there after but the pension rate is slightly lesser in this case then option A as mentioned above. The pension will be given to the policyholder throughout his life and it will remain guaranteed for 5 years, 10years, 15years or 20years and there after for life but at the death of the policyholder the purchase price will not be returned to the nominee of the policyholder.
Option F: This is the favourite option for most of the people and they buy LIC Jeevan Akshay 6 in Delhi mostly under option f, in this option the policyholder gets lifetime guaranteed pension and after his death the purchase price or the amount invested in to Jeevan Akshay VI will be returned to his Nominee.
Option G, option H and option I are not that popular and not many people buy LIC Jeevan Akshay VI in Delhi under these options G, H & I.
The most Popular Option J sometimes better than option F.
Like option F one more option, the option J, which is also very popular. People who care about their spouses equally prefer to buy LIC Jeevan Akshay VI in Delhi. The best part in this option is first the policyholder gets the pension guaranteed throughout his life after his death his spouse also gets guaranteed pension throughout her life. The rate of interest will remain fixed and after her death, the money, the purchase price is again return to the nominee.
LIC’s Jeevan Akshay VI is beyond comparison. One who is aged between 30yrs to 85yrs of age, wants to have fix rate of interest for his money, he or she can invest a lump sum amount(Single Premium) in to Jeevan Akshay VI. These were many reasons why people buy LIC Jeevan Akshay VI in Delhi under F and under J option.
Is Jeevan Akshay 6 good for husband and wife?
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How to surrender Jeevan Akshay VI?
Buy LIC Jeevan Akshay VI in Greater Noida.