Month: March 2016

Address Change in LIC Policy
Posted by:V.K. sharma, March - 30 - 2016

Address Change in LIC Policy?

Address change in LIC policy, LIC policy में address change कराने का तरीका

LIC Policy में address change करने के लिए आप नीचे लिखे तरीकों में से कोई भी फॉलो कर सकते हैं

1. Offline from Home Branch Only : अगर आपको अपनी LIC policy की home branch (जहाँ से policy ली गई थी ) पता है और आप वहाँ जा सकते है तो आप अपनी home branch में एक लेटर लिखकर दे सकते है ( branch manager के नाम ) की आपको अपनी LIC policy में address change कराना है तो आपका काम बड़े आसानी से हो सकता है

documents जो साथ लगाने है

1 . ID proof (Pan Card, Voter Card, Adhar card )

2 Address Proof ( Voter Card, Adhar card, Electric Bill, Mobile Bill, Water Bill, Rent Agreement etc )

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 2. Offline from any LIC Branch : EDMS (Enterprise Data Management System) ये एक सिस्टम है LIC में जिसमे LIC की सभी पॉलिसियों को scan किया जाता है उसके बाद उन्हें LIC database में upload कर देते हैं Upload करने के बाद उन्हें किसी भी LIC branch से access कर सकते हैं अगर आपकी LIC Policy की image भी यदि आपकी पास वाली किसी भी ब्रांच में visible है तो आप अपना address, LIC policy में कहीं से भी change करा सकते हैं और ऊपर लिखे documents साथ जरूर ले ले

Note :-ये जानने के लिए की आपकी LIC policy की image visible है या नहीं तो आप 01128042584 या 01128042585 पर भी call करके confirm कर सकते हैं अगर इन  numbers पर कोई जवाब नहीं दे रहा है तो आप LIC Helpline numbers पर भी कॉल कर सकते हैं

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3. Online through Email:  ऊपर दी Information (point no. 1 में ) को E-mail से भी आप अपनी home branch में भेज सकते हो यदि आपको अपनी home branch का Email Id मालुम है तो ।  यदि नहीं मालूम तो आप 01128042584 या 01128042585 पर भी call करके ले  सकते हैं या आप LIC Helpline numbers पर भी कॉल करके मदद ले सकते हैं

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यदि आपको यह जानकारी Change address in LIC policy महत्वपूर्ण लगी हो तो http://www.facebook.com/lichelpline पर like जरूर करें

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Guaranteed Maturity in Jeevan Shikhar
Posted by:V.K. sharma, March - 15 - 2016

The Jeevan Shikar, one time, tax saving, life insurance policy is one of the best plan available in Indian financial market as far as guarantee of customer’s money is concerned.

There are many financial instrument are available in Indian financial market like FD, ULIP, GOLD, Mutual Funds, ELSS, Stocks etc. Many of them claim to give you good interest rates but there is only one financial instrument which is telling you the maturity amount at the time of investment. It is giving many benefits other than good returns like

  1. Good Risk Cover- The customer gets risk cover for next 15yrs by doing a single investment in LIC. This risk cover will be ten times of the premium paid.
  2. Tax Free Maturity-There is no financial instrument avaiable in the Indian financial market which can help people to save their taxed on maturity. But LIC JEEVAN SHIKHAR provides tax free maturity.
  3. Safe- The investment in LIC JEEVAN SHIKHAR is 100% safe. The money invested in this plan will be invested by LIC only in debt market, hence no risk of returns.

Note: This policy is closing on 31st March 2016. Only few days left. Act Now!

LIC JEEVAN SHIKHAR
LIC JEEVAN SHIKHAR

 

Click here to know more about LIC JEEVAN SHIKHAR

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Better Than Fixed Deposit
Posted by:V.K. sharma,

LIC JEEVAN SHIKHAR plan  (the best plan for tax free maturity ) is closing on 31st March 2016.  The Actual calculations shows that this plan is better than fixed deposit in banks. These days the rate of interest on fixed deposit in banks is 7.5% but for a tax payer or whose income is more than 10lakhs, LIC JEEVAN SHIKHAR is better than FD of the bank.

 

Example: Suppose Mr. Ram aged 35 is investing Rs 96,184 in bank for a term of 15yrs at the rate of 7.5% . If Mr Ram is in 30% slab than for every investment he is doing in bank will attract 30% tax that means the net rate of interest for him will be 7.5% minus 30% of 7.5% that is 7.5-2.25=5.25%. In this case his money will be doubled in 13.72yrs as per 5.25% rate of interest and with this rate of interest his money after 15years will be Rs 207,221.

 

But LIC JEEVAN SHIKHAR is giving you much more than this

  1. For an investment of Rs 96,184 the customer will get Rs 2,40,000 (Rs 2,20,000 MSA +20,000 LA) after 15yrs which is definitely more than bank FD.
  2. In Bank the customer is getting just interest but in LIC he is getting life insurance that too ten times of the premium paid that is in this case Rs9,61,840 which is absolutely free..
  3. If you buy a term plan of Rs 9,61,840 for a tenure of 15yrs at the age of 35 then the annual premium will be Rs 2000 for the term plan. That is customer saves Rs 30,000 for the term plan. Which is free in this plan.
  4. If you consider the cost of insurance than net investment of the customer will be Rs 96,184-30,000=Rs66,184 and the returns of Rs 2,40,000 on this investment is better than any investment in Indian market available today.

 

LIC JEEVAN SHIKHAR
LIC JEEVAN SHIKHAR

 

Click here to know more about LIC JEEVAN SHIKHAR

 

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