Month: December 2014

How to join LIC as Agent in Delhi & Gurgaon ?
Posted by:V.K. sharma, December - 16 - 2014

                 

Call 99100-39879 Now to Join LIC as an Advisor in Delhi NCR

LIC  एजेंट बनने का तरीका एवं  फायदे

http://lichelpline.com/blog/2014/06/03/how-to-be-an-lic-agent/

यह एक नौकरी नहीं है बल्कि एक बिज़नेस है , यह आप पार्ट टाइम या फुल टाइम में भी कर सकते हैं आप इसे अपनी चालू नौकरी के साथ भी कर सकते हैं , इसमें समय की कोई पाबन्दी नहीं होती ,आप इसमें किसी भी नौकरी या बिज़नेस से ज्यादा पैसा कमा सकते हैं

Call 99100-39879 Now to Join LIC as an Advisor in Delhi NCR

                  http://lichelpline.com/blog/tag/be-an-lic-agent-in-gurgaon/

इसकी सबसे अच्छी बात है अगर आप कम से कम बारवीं पास है तो आप इस काम को कर सकते हैं.  कमा सकते है लाखों या करोडो जो कोई बड़ा बिज़नेस मैन या ऊचें ओहदे पर बैठा आदमी कमाता है

                 http://lichelpline.com/blog/tag/be-an-lic-agent-in-gurgaon/

          Call 99100-39879 Now to Join LIC as an Advisor in Delhi NCR

http://lichelpline.com/blog/2014/06/03/how-to-be-an-lic-agent/

                                                 दिल्ली एवं गुडगाँव में एजेंट बनने के लिए संपर्क करें

                                                     श्री विनय कुमार शर्मा

                                                      विकास अधिकारी

                                                       शाखा 11A एवं  122

                                                      99100-39879, 9716-836-836

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LIC’s LIMITED PREMIUM ENDOWMENT PLAN (Plan No. 830)
Posted by:V.K. sharma, December - 06 - 2014

This is a limited premium paying conventional With-Profits Endowment Assurance plan. The benefits and other details of the plan are given below.

BENEFITS:

The benefits payable under an inforce policy are as under:

a)    Benefits payable on death:

On death of the Life Assured during the policy term, the Death Benefit, defined as sum of  “Sum Assured on Death” and vested Simple Reversionary Bonuses and Final Additional bonus, if any, shall be payable.

Where “Sum Assured on Death” is defined as the higher of 10 times of annualized premium or Absolute amount assured to be paid on death i.e. 125% of the Basic Sum Assured.

This death benefit shall not be less than 105% of all the premiums paid as on date of death.

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b)    Benefits payable on maturity:

On survival to the end of the policy term, “Sum Assured on Maturity” along with vested simple reversionary bonuses and Final Additional bonus, if any, shall be payable. Where Sum Assured on Maturity is equal to Basic Sum Assured.

c)  Participation in Profits:

Depending upon the Corporation’s experience the policies shall participate in the profits and shall be eligible for simple reversionary bonus at such rate and on such terms as may be declared by the Corporation.

Final Additional Bonus may also be declared under the policy which will be payable on the expiry of the policy term or on earlier death, provided the policy has run for certain minimum term.

ELIGIBILITY CONDITIONS AND RESTRICTIONS:

For Basic Plan:

1)    Minimum Age at entry for Life Assured  : 18 years (completed)

2)    Maximum Age at entry for Life Assured :

Maximum Age at entry

   Term           (in Years)   PPT = 8 years PPT = 9 years

12

57

62

16

59

59

21

54

54

3)    Policy Term                                   : [12,16 and 21] years

4)    Premium paying Term                   : [8 and 9] years

5)    Minimum Basic Sum Assured       : Rs. 3,00,000/-

6)    Maximum Basic Sum Assured      : No Limit

The Basic Sum Assured shall be in multiples of Rs. 10000/- only.

 

Age at entry for the Policyholder is to be taken as age nearest birthday except for the minimum age at entry i.e. 18 years

 MODE OF PREMIUM PAYMENT:

The modes of premium payment allowable are Yearly, Half Yearly, Quarterly, and Monthly (ECS only or through salary deductions).

REBATES:

The rebates for basic plan are as under:

 Mode Rebate:

Mode                                             Percentage

Yearly mode                                 : 2% of tabular premium

Half-yearly mode                         : 1% of tabular premium

Quarterly and monthly mode        : NIL

 

High Basic Sum Assured Rebate:

Basic Sum Assured (B.S.A)         Rebate per Rs.1000 B.S.A

3,00,000 to 4,90,000                     : Nil

5,00,000 to 9,90,000                     : 0.50 ‰  B.S.A

10,00,000 and above                    : 0.75 ‰  B.S.A

 Click here to download the Ready reckoner of Table no. 830

” ” ” Ready Reckoner 830″ ” “

 

” ” ” Presentation for Table No. 830 ” ” “

 

 

 

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