Month: December 2014

How to join LIC as Agent in Delhi & Gurgaon ?
Posted by:V.K. sharma, December - 16 - 2014


Call 99100-39879 Now to Join LIC as an Advisor in Delhi NCR

LIC  एजेंट बनने का तरीका एवं  फायदे

यह एक नौकरी नहीं है बल्कि एक बिज़नेस है , यह आप पार्ट टाइम या फुल टाइम में भी कर सकते हैं आप इसे अपनी चालू नौकरी के साथ भी कर सकते हैं , इसमें समय की कोई पाबन्दी नहीं होती ,आप इसमें किसी भी नौकरी या बिज़नेस से ज्यादा पैसा कमा सकते हैं

Call 99100-39879 Now to Join LIC as an Advisor in Delhi NCR


इसकी सबसे अच्छी बात है अगर आप कम से कम बारवीं पास है तो आप इस काम को कर सकते हैं.  कमा सकते है लाखों या करोडो जो कोई बड़ा बिज़नेस मैन या ऊचें ओहदे पर बैठा आदमी कमाता है


          Call 99100-39879 Now to Join LIC as an Advisor in Delhi NCR

                                                 दिल्ली एवं गुडगाँव में एजेंट बनने के लिए संपर्क करें

                                                     श्री विनय कुमार शर्मा

                                                      विकास अधिकारी

                                                       शाखा 11A एवं  122

                                                      99100-39879, 9716-836-836

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Posted by:V.K. sharma, December - 06 - 2014

This is a limited premium paying conventional With-Profits Endowment Assurance plan. The benefits and other details of the plan are given below.


The benefits payable under an inforce policy are as under:

a)    Benefits payable on death:

On death of the Life Assured during the policy term, the Death Benefit, defined as sum of  “Sum Assured on Death” and vested Simple Reversionary Bonuses and Final Additional bonus, if any, shall be payable.

Where “Sum Assured on Death” is defined as the higher of 10 times of annualized premium or Absolute amount assured to be paid on death i.e. 125% of the Basic Sum Assured.

This death benefit shall not be less than 105% of all the premiums paid as on date of death.

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b)    Benefits payable on maturity:

On survival to the end of the policy term, “Sum Assured on Maturity” along with vested simple reversionary bonuses and Final Additional bonus, if any, shall be payable. Where Sum Assured on Maturity is equal to Basic Sum Assured.

c)  Participation in Profits:

Depending upon the Corporation’s experience the policies shall participate in the profits and shall be eligible for simple reversionary bonus at such rate and on such terms as may be declared by the Corporation.

Final Additional Bonus may also be declared under the policy which will be payable on the expiry of the policy term or on earlier death, provided the policy has run for certain minimum term.


For Basic Plan:

1)    Minimum Age at entry for Life Assured  : 18 years (completed)

2)    Maximum Age at entry for Life Assured :

Maximum Age at entry

   Term           (in Years)   PPT = 8 years PPT = 9 years










3)    Policy Term                                   : [12,16 and 21] years

4)    Premium paying Term                   : [8 and 9] years

5)    Minimum Basic Sum Assured       : Rs. 3,00,000/-

6)    Maximum Basic Sum Assured      : No Limit

The Basic Sum Assured shall be in multiples of Rs. 10000/- only.


Age at entry for the Policyholder is to be taken as age nearest birthday except for the minimum age at entry i.e. 18 years


The modes of premium payment allowable are Yearly, Half Yearly, Quarterly, and Monthly (ECS only or through salary deductions).


The rebates for basic plan are as under:

 Mode Rebate:

Mode                                             Percentage

Yearly mode                                 : 2% of tabular premium

Half-yearly mode                         : 1% of tabular premium

Quarterly and monthly mode        : NIL


High Basic Sum Assured Rebate:

Basic Sum Assured (B.S.A)         Rebate per Rs.1000 B.S.A

3,00,000 to 4,90,000                     : Nil

5,00,000 to 9,90,000                     : 0.50 ‰  B.S.A

10,00,000 and above                    : 0.75 ‰  B.S.A

 Click here to download the Ready reckoner of Table no. 830

” ” ” Ready Reckoner 830″ ” “


” ” ” Presentation for Table No. 830 ” ” “




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